:root,[data-brand=ledger]{--rp-ink: #14213d;--rp-paper: #fbfaf7;--rp-surface: #ffffff;--rp-muted: #5b6478;--rp-line: #e3e1da;--rp-accent: #1f6f50;--rp-accent-ink: #ffffff;--rp-ahead: #1f6f50;--rp-behind: #b4442c;--rp-heading-font: ui-serif, "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;--rp-body-font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;--rp-retirement-weight: 500;--rp-pace-weight: 700;--rp-pace-style: normal}[data-brand=stride]{--rp-ink: #1c1c1e;--rp-paper: #f7f7f5;--rp-surface: #ffffff;--rp-muted: #5f6368;--rp-line: #e2e2df;--rp-accent: #c2410c;--rp-accent-ink: #ffffff;--rp-ahead: #15803d;--rp-behind: #c2410c;--rp-heading-font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;--rp-body-font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;--rp-retirement-weight: 400;--rp-pace-weight: 800;--rp-pace-style: normal}[data-brand=horizon]{--rp-ink: #203034;--rp-paper: #f8f5ef;--rp-surface: #fffdf9;--rp-muted: #5e6b6e;--rp-line: #e6e0d4;--rp-accent: #0f6e74;--rp-accent-ink: #ffffff;--rp-ahead: #0f6e74;--rp-behind: #a8452f;--rp-heading-font: ui-rounded, "SF Pro Rounded", "Hiragino Maru Gothic ProN", Nunito, system-ui, sans-serif;--rp-body-font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", sans-serif;--rp-retirement-weight: 600;--rp-pace-weight: 600;--rp-pace-style: italic}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--rp-paper);color:var(--rp-ink);font-family:var(--rp-body-font);font-size:1.0625rem;line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:var(--rp-heading-font);line-height:1.2;margin:0 0 .5em}a{color:var(--rp-accent);text-underline-offset:.15em}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--rp-accent);outline-offset:2px}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;left:1rem;top:-3rem;padding:.5rem .75rem;background:var(--rp-surface);color:var(--rp-ink);border:1px solid var(--rp-line);border-radius:6px;z-index:10}.skip-link:focus{top:1rem}.container{width:100%;max-width:68rem;margin:0 auto;padding:0 1.25rem}.site-header{padding:1.25rem 0}.site-header a{text-decoration:none;color:inherit}.wordmark{display:inline-flex;align-items:center;gap:.45em;font-family:var(--rp-heading-font);color:var(--rp-ink);letter-spacing:-.01em;line-height:1}.wordmark-md{font-size:1.375rem}.wordmark-lg{font-size:2.25rem}.wordmark-retirement{font-weight:var(--rp-retirement-weight)}.wordmark-pace{font-weight:var(--rp-pace-weight);font-style:var(--rp-pace-style);color:var(--rp-accent)}.pace-glyph-plan{stroke:var(--rp-muted);stroke-width:2;stroke-dasharray:3 3;stroke-linecap:round;fill:none}.pace-glyph-actual{stroke:var(--rp-accent);stroke-width:3;stroke-linecap:round;stroke-linejoin:round;fill:none}.pace-glyph-dot{fill:var(--rp-accent)}.hero{display:grid;gap:2.5rem;padding-block:2rem 3rem;align-items:center}@media(min-width:52rem){.hero{grid-template-columns:1.15fr 1fr;padding-block:3.5rem 4.5rem}}.eyebrow{display:inline-block;font-size:.8125rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--rp-accent);margin-bottom:1rem}.hero h1{font-size:clamp(2.1rem,5vw,3.25rem);letter-spacing:-.02em}.lede{font-size:1.1875rem;color:var(--rp-muted);max-width:36rem;margin:0 0 1.75rem}.points{list-style:none;padding:0;margin:0 0 2rem;display:grid;gap:.9rem}.points li{display:grid;grid-template-columns:1.5rem 1fr;gap:.6rem}.points li:before{content:"";width:.75rem;height:.75rem;margin-top:.45rem;border-radius:50%;background:var(--rp-accent)}.points strong{color:var(--rp-ink)}.pace-card{background:var(--rp-surface);border:1px solid var(--rp-line);border-radius:14px;padding:1.5rem;box-shadow:0 1px 2px #14213d0a,0 8px 24px #14213d0f}.pace-card-label{font-size:.8125rem;text-transform:uppercase;letter-spacing:.08em;color:var(--rp-muted);margin:0}.pace-card-headline{font-family:var(--rp-heading-font);font-size:1.75rem;margin:.25rem 0 1rem}.pace-card-headline .ahead{color:var(--rp-ahead)}.pace-card svg{width:100%;height:auto;display:block}.chart-plan{stroke:var(--rp-muted);stroke-width:2;stroke-dasharray:5 5;fill:none}.chart-actual{stroke:var(--rp-accent);stroke-width:3;stroke-linecap:round;stroke-linejoin:round;fill:none}.chart-band{fill:var(--rp-accent);opacity:.08}.chart-dot{fill:var(--rp-accent)}.chart-axis{stroke:var(--rp-line);stroke-width:1}.chart-legend{display:flex;gap:1.25rem;font-size:.875rem;color:var(--rp-muted);margin:.75rem 0 0;padding:0;list-style:none}.legend-plan:before,.legend-actual:before{content:"";display:inline-block;width:1.25rem;height:0;margin-right:.4rem;vertical-align:middle}.legend-plan:before{border-top:2px dashed var(--rp-muted)}.legend-actual:before{border-top:3px solid var(--rp-accent)}.attribution{margin:1rem 0 0;padding:0;list-style:none;font-size:.9375rem;border-top:1px solid var(--rp-line)}.attribution li{display:flex;justify-content:space-between;padding:.5rem 0;border-bottom:1px solid var(--rp-line)}.attribution .pos{color:var(--rp-ahead);font-weight:600}.attribution .neg{color:var(--rp-behind);font-weight:600}.sample-note{font-size:.8125rem;color:var(--rp-muted);margin:.75rem 0 0}.waitlist{max-width:32rem}.waitlist-row{display:flex;flex-wrap:wrap;gap:.6rem}.waitlist input[type=email]{flex:1 1 15rem;min-width:0;font:inherit;padding:.75rem .9rem;border:1px solid #b9bcc6;border-radius:8px;background:var(--rp-surface);color:var(--rp-ink)}.button{font:inherit;font-weight:600;padding:.75rem 1.25rem;border:0;border-radius:8px;background:var(--rp-accent);color:var(--rp-accent-ink);cursor:pointer}.button:disabled{opacity:.7;cursor:progress}.form-note{font-size:.875rem;color:var(--rp-muted);margin:.6rem 0 0}.form-status{margin:.75rem 0 0;font-weight:600}.form-status.ok{color:var(--rp-ahead)}.form-status.error{color:var(--rp-behind)}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.how{padding-block:3rem;border-top:1px solid var(--rp-line)}.how ol{display:grid;gap:1.5rem;padding:0;margin:1.5rem 0 0;list-style:none;counter-reset:step}@media(min-width:52rem){.how ol{grid-template-columns:repeat(3,1fr)}}.how li{counter-increment:step}.how li:before{content:counter(step);display:inline-grid;place-items:center;width:2rem;height:2rem;border-radius:50%;border:2px solid var(--rp-accent);color:var(--rp-accent);font-weight:700;margin-bottom:.5rem}.how h3{font-size:1.125rem}.how p{margin:0;color:var(--rp-muted)}.prose{padding-block:1.5rem 3rem}.prose>*{max-width:44rem}.prose h1{font-size:2.25rem}.prose h2{font-size:1.375rem;margin-top:2rem}.prose .updated{color:var(--rp-muted);font-size:.9375rem}.site-footer{border-top:1px solid var(--rp-line);padding:2rem 0 3rem;font-size:.875rem;color:var(--rp-muted)}.site-footer nav{display:flex;flex-wrap:wrap;gap:.4rem 1.25rem;margin:.75rem 0}.site-footer a{color:var(--rp-muted)}.disclaimer{max-width:44rem;margin:0}.brand-grid{display:grid;gap:1.5rem;padding-block:1rem 3rem}@media(min-width:60rem){.brand-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.brand-card{background:var(--rp-paper);color:var(--rp-ink);font-family:var(--rp-body-font);border:1px solid var(--rp-line);border-radius:14px;padding:1.5rem;display:grid;gap:1rem;align-content:start}.brand-card .wordmark-lg{font-size:clamp(1.5rem,2.4vw,2rem)}.brand-card h2{font-size:1.125rem;font-family:var(--rp-body-font);color:var(--rp-muted);margin:0}.brand-card .sample-heading{font-family:var(--rp-heading-font);font-size:1.6rem;margin:0}.swatches{display:flex;flex-wrap:wrap;gap:.5rem;padding:0;margin:0;list-style:none}.swatch{display:grid;gap:.25rem;font-size:.75rem;color:var(--rp-muted)}.swatch:before{content:"";width:3rem;height:3rem;border-radius:8px;border:1px solid rgb(0 0 0 / .08)}.swatch[data-token=ink]:before{background:var(--rp-ink)}.swatch[data-token=paper]:before{background:var(--rp-paper)}.swatch[data-token=accent]:before{background:var(--rp-accent)}.swatch[data-token=muted]:before{background:var(--rp-muted)}.swatch[data-token=ahead]:before{background:var(--rp-ahead)}.swatch[data-token=behind]:before{background:var(--rp-behind)}.button-secondary,.button-quiet,.link-button{font:inherit;cursor:pointer;border-radius:8px}.button-secondary{display:inline-block;padding:.6rem 1rem;border:1px solid var(--rp-accent);background:var(--rp-surface);color:var(--rp-accent);font-weight:600;text-decoration:none}.button-quiet{padding:.4rem .6rem;border:1px solid transparent;background:transparent;color:var(--rp-muted);text-decoration:underline;text-underline-offset:.15em}.button-quiet:hover{color:var(--rp-ink)}.link-button{border:0;background:none;padding:0;color:var(--rp-accent);text-decoration:underline;font-size:.875rem}button:disabled{opacity:.55;cursor:not-allowed}.button-row{display:flex;flex-wrap:wrap;gap:.5rem;align-items:center}.card{background:var(--rp-surface);border:1px solid var(--rp-line);border-radius:14px;padding:1.25rem}.card+.card,.card+.chart,.chart+.card,.chart+.chart{margin-top:1.25rem}.card h2,.card h3{font-size:1.125rem}.card-head,.chart-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.5rem;margin-bottom:.75rem}.fine-print{font-size:.875rem;color:var(--rp-muted)}.notice{border-radius:10px;padding:.75rem 1rem;margin:0 0 1rem}.notice-error{background:#b4442c14;border:1px solid rgb(180 68 44 / .4)}.notice p,.notice ul{margin:.25rem 0}.planner{padding-block:1rem 3rem}.planner-intro h1{font-size:clamp(1.9rem,4vw,2.6rem)}.planner-intro .lede{max-width:48rem}.scenario-bar{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.75rem;align-items:center;margin:1.5rem 0 .75rem}.tabs{display:flex;flex-wrap:wrap;gap:.25rem}.tab{font:inherit;padding:.5rem .9rem;border:1px solid var(--rp-line);border-radius:999px;background:var(--rp-surface);color:var(--rp-ink);cursor:pointer}.tab[aria-pressed=true]{background:var(--rp-ink);border-color:var(--rp-ink);color:var(--rp-paper)}.rename{display:inline-flex;gap:.5rem;align-items:center;margin-bottom:.75rem;font-size:.9375rem}.rename input{font:inherit;padding:.35rem .6rem;border:1px solid #b9bcc6;border-radius:8px}.planner-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:1.5rem;align-items:start}.planner-inputs,.planner-results{min-width:0}@media(min-width:64rem){.planner-grid{grid-template-columns:minmax(0,1fr) minmax(0,1.15fr)}.planner-results{position:sticky;top:1rem;max-height:calc(100vh - 2rem);overflow-y:auto;padding-right:.25rem}}.inputs-title,.results-title{font-size:1.25rem;margin:1.25rem 0 .75rem}.results-title{margin-top:0}.updating{font-family:var(--rp-body-font);font-size:.875rem;font-weight:400;color:var(--rp-muted)}.results-loading{color:var(--rp-muted)}.field{display:grid;gap:.3rem;align-content:start}.field label,fieldset legend{font-weight:600;font-size:.9375rem}.field select,.field input[type=text]{font:inherit;width:100%;padding:.55rem .7rem;border:1px solid #b9bcc6;border-radius:8px;background:var(--rp-surface);color:var(--rp-ink)}.input-affix{display:flex;align-items:center;gap:.35rem;border:1px solid #b9bcc6;border-radius:8px;background:var(--rp-surface);padding-inline:.6rem}.input-affix:focus-within{outline:3px solid var(--rp-accent);outline-offset:2px}.input-affix input{border:0!important;padding-inline:0!important;outline:none;min-width:0}.input-affix span{color:var(--rp-muted)}.field-invalid .input-affix{border-color:var(--rp-behind)}.field-help{margin:0;font-size:.8125rem;color:var(--rp-muted)}.field-error{margin:0;font-size:.8125rem;color:var(--rp-behind);font-weight:600}.field-check{grid-template-columns:auto 1fr;align-items:center;column-gap:.5rem}.field-check input{width:1.1rem;height:1.1rem;accent-color:var(--rp-accent)}.field-check .field-help{grid-column:2}fieldset{border:0;padding:0;margin:0 0 1rem;min-width:0}fieldset legend{padding:0;margin-bottom:.5rem}.grid-fields{display:grid;gap:.9rem;grid-template-columns:repeat(auto-fit,minmax(11rem,1fr))}.grid-fields>legend{grid-column:1 / -1}.item{border-top:1px solid var(--rp-line);padding-top:1rem}.quick-fields{display:grid;gap:.9rem;grid-template-columns:repeat(auto-fit,minmax(9.5rem,1fr));margin-bottom:1rem}.assumptions-line{margin:.75rem 0}.section{background:var(--rp-surface);border:1px solid var(--rp-line);border-radius:12px;margin-bottom:.6rem}.section>summary{cursor:pointer;list-style:none;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.25rem 1rem;padding:.9rem 1.1rem;border-radius:12px}.section>summary::-webkit-details-marker{display:none}.section>summary:before{content:"+";font-weight:700;color:var(--rp-accent);margin-right:.5rem}.section[open]>summary:before{content:"−"}.section-title{font-weight:700;flex:1}.section-summary{color:var(--rp-muted);font-size:.875rem}.section-body{padding:0 1.1rem 1.1rem;display:grid;gap:1rem}.section-note{margin:0;font-size:.875rem;color:var(--rp-muted)}.subhead{font-size:1rem;margin:.5rem 0 0}.order-list{margin:0;padding-left:1.25rem;display:grid;gap:.25rem}.order-list li>span:first-child{margin-right:.5rem}.order-list li{display:list-item}.order-list .button-row{display:inline-flex}.file-label{position:relative;cursor:pointer}.file-label:focus-within{outline:3px solid var(--rp-accent);outline-offset:2px}.file-card{margin-top:1.25rem}.headline{margin-bottom:1rem}.headline-lasts{font-family:var(--rp-heading-font);font-size:1.25rem;margin:.75rem 0 .25rem}.headline-risk{margin:0;color:var(--rp-muted)}.meter-value{display:flex;align-items:baseline;gap:.6rem;margin:0 0 .4rem}.meter-value strong{font-family:var(--rp-heading-font);font-size:2.5rem;line-height:1}.meter-words{font-weight:700;font-size:.8125rem;padding:.1rem .5rem;border-radius:999px;background:var(--rp-line)}.meter-weak .meter-words{background:#b4442c24;color:#8a2f1c}.meter-strong .meter-words{background:#1f6f5024;color:#17553d}.meter-fair .meter-words{background:#a1701a29;color:#6f4c0f}.meter-pending{color:var(--rp-muted)}.meter-bar{width:100%;max-width:24rem;height:auto;display:block}.meter-track{fill:var(--rp-line)}.meter-fill{fill:var(--rp-accent)}.meter-weak .meter-fill{fill:var(--rp-behind)}.meter-fair .meter-fill{fill:#a1701a}.meter-tick{stroke:var(--rp-surface);stroke-width:2}.meter-caption{margin:.4rem 0 0;font-size:.875rem;color:var(--rp-muted)}.key-numbers{display:grid;grid-template-columns:repeat(auto-fit,minmax(10rem,1fr));gap:.75rem 1.25rem;margin:1rem 0 0}.key-numbers dt{font-size:.8125rem;color:var(--rp-muted)}.key-numbers dd{margin:.1rem 0 0;font-weight:700;font-size:1.125rem}.what-changed{min-height:0}.what-changed-title{font-weight:700;margin:0 0 .25rem}.what-changed ul{margin:0 0 1rem;padding-left:1.25rem}.what-changed .up{color:var(--rp-ahead)}.what-changed .down{color:var(--rp-behind)}.results-disclaimer{margin-top:1.25rem;font-size:.8125rem;color:var(--rp-muted)}.chart{margin:0;background:var(--rp-surface);border:1px solid var(--rp-line);border-radius:14px;padding:1rem}.chart-title{font-weight:700}.chart-svg{width:100%;height:auto;display:block}.chart-grid{stroke:var(--rp-line);stroke-width:1}.chart-axis{stroke:var(--rp-muted);stroke-width:1}.chart-label{fill:var(--rp-muted);font-size:12px;font-family:var(--rp-body-font)}.chart-marker{stroke:var(--rp-muted);stroke-width:1;stroke-dasharray:3 3}.fan-outer{fill:var(--rp-accent);opacity:.14}.fan-inner{fill:var(--rp-accent);opacity:.22}.fan-median{fill:none;stroke:var(--rp-accent);stroke-width:2.5}.fan-expected{fill:none;stroke:var(--rp-ink);stroke-width:1.5;stroke-dasharray:6 4}.series-line{fill:none;stroke-width:2.5}.series-1{stroke:var(--rp-accent)}.series-2{stroke:#a1701a}.series-3{stroke:#5b4ea8}.stack-area{stroke:var(--rp-surface);stroke-width:1}.stack-1{fill:var(--rp-accent)}.stack-2{fill:#6a9f88}.stack-3{fill:#a1701a}.stack-4{fill:#8d93a5}.bar{fill:var(--rp-muted)}.chart-legend{display:flex;flex-wrap:wrap;gap:.4rem 1.1rem;list-style:none;padding:0;margin:.6rem 0 0;font-size:.8125rem;color:var(--rp-muted)}.chart-legend li:before{content:"";display:inline-block;width:1.1rem;height:.7rem;margin-right:.35rem;vertical-align:middle;border-radius:2px}.legend-expected:before{border-top:2px dashed var(--rp-ink);height:0!important}.legend-median:before{border-top:3px solid var(--rp-accent);height:0!important}.legend-band:before{background:var(--rp-accent);opacity:.3}.legend-series.series-1:before{background:var(--rp-accent)}.legend-series.series-2:before{background:#a1701a}.legend-series.series-3:before{background:#5b4ea8}.legend-stack.stack-1:before{background:var(--rp-accent)}.legend-stack.stack-2:before{background:#6a9f88}.legend-stack.stack-3:before{background:#a1701a}.legend-stack.stack-4:before{background:#8d93a5}.chart-table,.table-scroll{overflow-x:auto}.table-scroll:focus-visible{outline:3px solid var(--rp-accent)}table{border-collapse:collapse;width:100%;font-size:.875rem;font-variant-numeric:tabular-nums}th,td{text-align:right;padding:.4rem .6rem;border-bottom:1px solid var(--rp-line);white-space:nowrap}th:first-child,td:first-child{text-align:left}thead th{font-weight:600;color:var(--rp-muted);font-size:.8125rem}.row-toggle{font:inherit;font-weight:600;background:none;border:0;padding:0;color:var(--rp-accent);cursor:pointer;text-decoration:underline;text-underline-offset:.15em}.row-short td,.row-short th{background:#b4442c0f}.badge{display:inline-block;margin-left:.4rem;padding:0 .35rem;border-radius:4px;background:var(--rp-behind);color:#fff;font-size:.75rem}.row-detail>td{background:var(--rp-paper);padding:.75rem}.year-detail caption{text-align:left;font-weight:600;padding-bottom:.25rem}.detail-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(12rem,1fr));gap:.25rem 1rem;margin:.75rem 0 0}.detail-list div{display:flex;justify-content:space-between;gap:.5rem}.detail-list dd{margin:0;font-variant-numeric:tabular-nums}.segmented{display:inline-flex;border:1px solid var(--rp-line);border-radius:8px;overflow:hidden}.segmented button{font:inherit;font-size:.8125rem;padding:.35rem .7rem;border:0;background:var(--rp-surface);color:var(--rp-ink);cursor:pointer}.segmented button[aria-pressed=true]{background:var(--rp-ink);color:var(--rp-paper)}.compare{margin-top:2.5rem}.compare-grid{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));margin-bottom:1.25rem}.compare-card .key-numbers{grid-template-columns:1fr 1fr}.planner-seo{margin-top:3rem;max-width:48rem}.quick-widget h2{font-size:1.375rem}.quick-widget .chart{border:0;padding:0;margin-top:1rem}.plus-teaser{display:grid;gap:2rem;padding-block:3rem;border-top:1px solid var(--rp-line);align-items:center}@media(min-width:52rem){.plus-teaser{grid-template-columns:1.15fr 1fr}}